Important disclaimer for thianaraphyradeo users

Please read carefully

The information on this site is for general purposes only.

Nothing presented should be considered personal financial advice or a guarantee of outcome.

thianaraphyradeo provides financial planning services in Australia on a subscription basis. All content and communications are intended for informational purposes and do not constitute financial, legal, or tax advice. We recommend seeking independent advice where appropriate.

General notice

All information on thianaraphyradeo.com is provided in good faith and for general informational use only. We strive for accuracy but make no warranties regarding completeness, reliability, or timeliness of the information. Users rely on this content at their own discretion.

Limitations of liability

thianaraphyradeo and its team are not liable for decisions made based on this website’s content or related services.

We do not accept responsibility for any loss or damage from reliance on the website, consultations, or reports.
Our services do not include legal, tax, or investment product recommendations.
We do not guarantee outcomes or future results from any advice or suggestions provided.
You are encouraged to seek independent legal or financial counsel as needed.

Information accuracy and updates

We regularly review our content to maintain accuracy, but cannot guarantee all information is current or free of error. Content may be updated or modified without prior notice.

Decisions based on this website are at the user’s own risk.

No professional advice

All materials on this website are for informational purposes only and do not replace personalised financial, legal, or tax advice from a qualified professional.

External links

Links to third-party websites are provided for convenience only. We do not endorse or accept responsibility for content or practices of external sites.

No guarantee of results or outcomes

Results may vary depending on individual circumstances. Past performance does not guarantee future results.

Individual results may differ

Your experience with our services may not match that of others. Each client’s situation is unique.

Financial planning service disclaimer

Our planning services are offered under our Australian Financial Services Licence (AFSL).

All fees and terms are stated upfront. No commissions or product sales are involved.
We do not provide advice on specific investment products, portfolios, or securities.
No training, lessons, or educational programs are offered as part of our service.

Jurisdiction and local law

This website and services are intended for users in Australia only.

Accessing thianaraphyradeo.com from outside Australia may subject you to international laws. We disclaim responsibility for compliance with non-Australian regulations.

Australian law governs all use of this website and service agreements.

Users are responsible for understanding and complying with local laws.

Indemnity

By using this site, you agree to indemnify thianaraphyradeo and its team from liability related to your use of the information or services provided.

Severability

If any provision of this disclaimer is found invalid, the remainder remains enforceable.

Changes

We may update this disclaimer without notice. Continued use of the website indicates acceptance of changes.

Contact us

For questions about this disclaimer, please contact our office.

Email address: content@thianaraphyradeo.com

Phone: +61255319783

Address: 113 Exhibition St, Melbourne, VIC 3000 Australia

Effective date: September 10, 2025

Last updated: September 10, 2025